CIRMA provides comprehensive claims management and risk control programs customized to meet the unique needs of self-insured municipalities. Our team of claims and risk control professionals provide hands-on assistance in achieving the goals of self-insureds for both Workers’ Compensation and Liability-Automobile-Property programs. Services include:

	Assist with the implementation of policies, procedures, reports, and forms necessary for the proper establishment of an efficient claims administration system.
	Establish loss reserves for each claim and review reserves regularly.
	Prompt, through claims investigation
	Establish loss reserves for each claim and review reserves regularly
	Pay Workers’ Compensation benefits pursuant to state statutes.
	Prepare and file all necessary reports and notices with the State of Connecticut.
	Select and provide experienced legal counsel for defense of claims.
	Respond in a timely manner to member requests for information.
	Provide regular periodic meetings to review reserves and progress of claims.
	Provide regular management reporting to track payments and loss trends, and to provide information for budgeting and GASB10 reporting.

	Prompt, thorough claims investigation
	Legal defense and representation as hearings
	Medical case management and return-to-work programs
	Management reporting
	Administration: medical bill review and payment, accounting, file maintenance
	Advice on municipal budget actions to finance claims
	Portfolio transfer

	Customization of excess insurance based on the member's own loss experience, with a self-insured retention from $50,000 to $1,000,000
	Assisting in the financing of self-insured risk through alternative methods, e.g., portfolio transfers