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Minimizing Risk...
Policy Enhancement 2008-09

Police Dog Coverage

Theirs is a dangerous job, too. Theirs is a dangerous job, too.

Police dogs are on the front line of law enforcement: pursuing and apprehending violent offenders, controlling crowds, and performing search and seizure operations. They are loyal, hardworking members of the law enforcement team. Now their loyalty is returned. Beginning July 1, 2008 CIRMA will protect its Liability-Auto-Property members’ K-9 units from financial loss if a police dog is injured or killed while engaged in law enforcement duties. There is no additional charge for this coverage. Keeping the unit running. Keeping the unit
running. CIRMA’s Police Dog Coverage ensures the ongoing operation of the unit and public safety by providing replacement coverage of up to $10,000, including training costs when a dog is killed or must be retired because of injuries sustained while engaged in law enforcement duties. Police Dog coverage also includes benefits for emergency veterinary care of up to $2,500 per covered injury, helping to protect your budget and assuring that an wounded K-9 gets the veterinary care he needs. Emergency veterinary care coverage. Emergency veterinary care The biggest obstacle facing K-9 units today is funding. Many K-9 units rely on public fund raising to help pay for the costs of operating the unit. Any police department that has hesitated to start a unit because of the financial risk is now assured that their investment will be protected and that the unit can continue to operate even when a dog is injured. For more information about this enhancement to CIRMA’s LAP policy, contact Steve Bixler, VP for Underwriting, at sbixler@ccm-ct.org. Owned Police Dog Coverage 2008-09 at a glance What is covered A police dog that is owned by the member municipality and that is specifically trained to assist police and similar law-enforcement personnel with their work. Benefits
  • Replacement of a dog that is killed or disabled from injuries sustained while engaged in law enforcement duties. Coverage includes the cost of replacing the animal with one of like kind and quality and the training of that animal. $10,000 limit
  • Coverage for veterinary care for a dog that is injured while engaged in law enforcement duties and is able to return to those duties. $2,500 limit



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