The Connecticut Interlocal Risk Management Agency (CIRMA) is a nonprofit, tax-exempt association of Connecticut municipalities and local public agencies. CIRMA has been a service program of the Connecticut Conference of Municipalities (CCM) since 1980. CCM founded CIRMA that year to establish and administer an interlocal risk management program pursuant to the Connecticut General Statutes.

A Board of Directors of municipal officials governs CIRMA. The following committees composed of officials from member municipalities and local public agencies assist the Board:

	Operations and Underwriting Committee
	Investment Committee
	Budget and Audit Committee
	Risk Control Advisory Committee
	Claims Advisory Committee
	School District Advisory Committee
	Housing Authority Advisory Committee

In addition to risk financing, CIRMA provides members with risk management services that emphasize risk control, claims management, and management information services.

Since July 1, 1980, CIRMA has provided a comprehensive workers' compensation insurance program to Connecticut municipalities and other local public agencies through its Workers' Compensation Pool.

CIRMA's Liability-Automobile-Property Pool started on July 1, 1986. The Pool successfully responded to local government needs for risk financing and risk management services at a time of crisis in the commercial liability insurance market.

The Liability-Automobile-Property Pool provides Connecticut municipalities and other local public agencies with liability and property insurance, together with the quality risk management services that CIRMA members value.

In recent years, CIRMA added a full range of risk management services, specifically related to the needs of self-insured municipalities and local public agencies, including: claims administration, risk control, extensive management information reports and analyses, and risk management consulting.

CIRMA achieves this purpose by:

	Anticipating and responding to the risk management and financing needs of its members in a changing environment.
	Ensuring the availability of insurance coverage at reasonable prices, thereby creating stability in the marketplace.
	Promoting effective loss control and claims management programs, resulting in savings over the long term.
	Empowering municipalities to manage risk.